Mortgage Solution

Discover an alternative mortgage solution, made just for you.

Looking for a mortgage?

Purchasing a home is one of the bigger investments we make in life and obtaining a mortgage isn't always easy. Bliscity Bank has offered customized mortgage solutions for over 65 years. In that time, we have learned that mortgage lending can't be a one size fits all approach.

Whether you are looking to purchase, refinance or consolidate debt, Bliscity’s Non-QM loan programs offer an alternative mortgage solution, Nationwide. Our loan programs are available to Self-Employed and 1099 borrowers, ITIN borrowers, SSN borrowers, Previous Credit Event borrowers and everyone in between!

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Self-Employed

We make the mortgage process easier by allowing self-employed borrowers to utilize alternative methods to document income, including: Profit & Loss Only, Bank statements, 1099's or 1040's to show their annual income. No tax returns or schedule K's required!

ITIN or SSN

Whether you have an Individual Tax Identification Number (ITIN) or a Social Security Number (SSN), Non-QM mortgages are an excellent financing option!

Credit Event

People are more than a credit score. We have loan programs available to help borrowers obtain a mortgage after a recent credit event. No seasoning required.

If you haven't established credit yet, we have solutions that work for you too! No credit score- no problem!